This website is owned by IPREDIKT, INC. ("iPredikt," "we" or "us") which provides this website and related services subject to your agreement to and compliance with our Terms of Use ("Terms of Use") and our Privacy Policy ("Privacy Policy"). Please read the Terms of Use and the Privacy Policy carefully before using this website.

To ensure a safe, reliable, and pleasant environment, all users of the iPredikt.com website and its related services and offerings (the "iPredikt Site") must agree to comply with these Terms of Use. These Terms of Use tell you what you can expect from us and what we expect from you.

Your use or browsing of the iPredikt Site will mean that you accept and agree to the Terms of Use then posted on the site at the time of use, without any limitations, qualifications or changes.

We reserve the right to change the Terms of Use at any time. If we make any change to the Terms of Use, we will post those changes on this page and they will become effective upon our posting them, and your continued use of the iPredikt site after such posting. We will not send you any other notice of any change, so please review the Terms of Use from time to time to make sure you agree to any changes we may make.

IF YOU DO NOT AGREE TO THE TERMS OF USE, THEN DO NOT USE, BROWSE, POST, UPLOAD OR DOWNLOAD ANYTHING TO OR FROM, OR LINK TO, ANY PART OF THE IPREDIKT SITE.

Also, you may not use the iPredikt Site if you are not old enough to enter into a legally-binding agreement with iPredikt, or otherwise do not have the legal capacity to enter into such an agreement, or are prohibited by any national, state, or local law, regulation or order from using the Internet or the iPredikt Site, or any of the services offered here.

iPredikt is an interactive information exchange where users may submit predictions, surveys and opinions and other information about predictions and surveys posted by users, strictly for non-commercial, personal, entertainment and informational purposes.

iPredikt is not responsible for your submissions or responses or those submitted by others uploaded or posted to the iPredikt Site by its users ("User Content."). You acknowledge that by providing you with the ability to access, view and/or post and upload User Content on the iPredikt Site, iPredikt acts merely as a passive conduit, and does not undertake any obligation or liability relating to any User Content or activities of users on this website.

We encourage the open, free and fun use of the iPredikt Site, but we do have a few ground rules for User Content:

Generally, we do not pre-screen, review or edit User Content, but we do reserve and retain the rights, but not the responsibility or obligation, to refuse to post, remove or edit User Content, or to cancel your account, or close or update links that have expired, for any reason, in our sole discretion. We also have the right to disclose User Content and the circumstances surrounding its posting or transmission to anyone.

You acknowledge and agree that iPredikt does not have any obligation to review User Content, that iPredikt is not in any manner responsible for User Content, that iPredikt does not guarantee the accuracy, integrity or quality of User Content, and that iPredikt cannot assure that harmful, inaccurate, deceptive, offensive, threatening, defamatory, unlawful or otherwise objectionable User Content will not appear on the iPredikt Site. You use the iPredikt Site entirely at your own risk.

By submitting any User Content to the iPredikt Site, you grant to iPredikt, and to its licensees, and assigns, a perpetual, irrevocable, royalty-free, non-exclusive sub-licensable right and license to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, perform, display, make available to the public, and exercise all copyright and publicity rights with respect to your User Content worldwide and/or to incorporate your User Content in any other works in any form, media, or technology, now known or later developed, for the full term of any rights that may exist in your User Content. You also permit any other user of iPredikt to access, store, or reproduce your User Content for that user's personal use. In addition, you grant us the right to use any concepts or ideas reflected in User Content you submit to iPredikt in promotions, advertising, marketing or product or service offerings, without attribution, compensation, or notice to you.

If you do not wish to grant these rights, then please do not submit your User Content to iPredikt.

Other than your own User Content, you may upload to or otherwise distribute on the iPredikt Site only Content that is not subject to any copyright or other proprietary rights protection (collectively, "Public Content"), or content in which the author has given express authorization for distribution on the World Wide Web. Any copyrighted or other proprietary Content distributed with the consent of a copyright owner should contain a phrase such as "Copyright, owned by [name of owner]; used by permission."

By submitting any Content to iPredikt or any of its users, you automatically grant, or warrant that the owner of such Content has expressly granted you the right to grant, to iPredikt, and to its licensees, and assigns, a perpetual, irrevocable, royalty-free, non-exclusive sub-licensable right and license to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, perform, display, make available to the public, and exercise all copyright and publicity rights with respect to the Content worldwide and/or to incorporate your the Content in any other works in any form, media, or technology, now known or later developed, for the full term of any rights that may exist in the Content. You also permit any other user of iPredikt to access, store, or reproduce the Content for that user's personal use. In addition, you grant us the right to use any concepts or ideas reflected in the Content you submit to iPredikt in promotions, advertising, marketing or product or service offerings, without attribution, compensation, or notice to you.

If you are not sure that you have all of those rights in any Content you are considering submitting, then please do not submit, post or upload it to the iPredikt Site.

The unauthorized submission or distribution of copyrighted or other proprietary Content is illegal and could subject you to criminal prosecution as well as personal liability for damages in a civil suit. You agree that you, and not iPredikt (nor its affiliates, nor any of its officers, directors, employees, agents, third-party partners, sponsors or advertisers, service providers, licensors, or the like), will be liable for any damages resulting from any infringement of copyrights or proprietary rights, or from any other harm arising from such submission, and you agree to bear and assume all such liability, and to indemnify and hold harmless iPredikt and its affiliates, officers, directors, employees, agents, third-party partners, sponsors, advertisers, service providers, licensors, and licensees from and against any damages, costs, and attorneys' fees incurred as a result of your unauthorized submission or distribution of copyrighted or other proprietary Content to or through the iPredikt Site, or an allegation or claim of such unauthorized submission or distribution.

You acknowledge that the iPredikt Site contains Content that is protected by copyrights, trademarks, or other proprietary rights, and that these rights are valid and protected in all forms, media and technologies existing now or hereinafter developed. The iPredikt Site and all Content is copyrighted as a collective work under the U.S. copyright laws, and iPredikt owns a copyright in any and all original creative works created by it and incorporated into the iPredikt Site, and in the selection, coordination, arrangement, and enhancement of Content. You may not modify, remove, delete, augment, add to, publish, transmit, participate in the transfer or sale of, create derivative works from, or in any way exploit any of the Content, in whole or in part, except as explicitly permitted by iPredikt. If no specific restrictions are displayed, you may make copies of select portions of the Content, provided that the copies are made only for your own non-commercial use strictly for your own personal entertainment use and that you maintain any notices contained in the Content, such as all copyright notices, trademark legends, or other proprietary rights notices. Except as provided in these Terms of Use, or as permitted by the fair use privilege under the U.S. copyright laws, you may not upload, post, reproduce, or distribute in any way Content protected by copyright, or other proprietary right, without obtaining permission of the owner of the copyright or other propriety right. In addition to the foregoing, use of any software Content shall be governed by the software license agreement accompanying such software.

iPredikt reserves the right to refuse to upload or post, and to remove, any Content and/or User Content that it deems in its sole discretion to be a violation of these Terms or Use, Policy, or any law, regulation, or order, or any of the rights of any third party, including copyrights, privacy/publicity, reputational, and other proprietary rights. Also, you should be aware that iPredikt may electronically monitor areas of the iPredikt Site and may disclose any Content, User Content, logs, records, or electronic communication of any kind (i) to satisfy any law, regulation, or government request; (ii) if such disclosure is necessary or appropriate to operate the iPredikt Site; or (iii) to protect the rights or property of iPredikt or its third-party partners, sponsors or advertisers, service providers, licensors or any other user of the iPredikt Site.

iPredikt may terminate your access, or suspend your access to all or part of the iPredikt Site, with or without prior notice, for any conduct that iPredikt, in its sole discretion, believes is in violation of any the iPredikt Site Terms of Use or Privacy Policy, any applicable law, regulation or order, or is harmful to the interests of another user, a third party partner, sponsor or advertiser, licensor, service provider, or iPredikt.

None of iPredikt, or its affiliates, nor any of its officers, directors, or employees, agents, third-party partners, sponsors or advertisers, service providers, licensors, or the like warrant that the iPredikt Site will be secure, uninterrupted or error-free; nor do they make any warranty as to the results that may be obtained from the use of the Site or any User Content or other Content, or as to the accuracy, reliability, or currency of any Content, User Content, or services, provided through the iPredikt Site.

iPredikt is a distributor and not a publisher of Content supplied by third parties and User Content supplied by you and other users. We do not have editorial control over much of this Content and User Content. In many instances, in fact, content available through iPredikt represents the predictions, opinions and judgments of a user or third party over whom we have no control. Any predictions, opinions, advice, statements, services, offers, or other information that constitutes part of the Content expressed or made available by third parties, including by third party partners, sponsors or advertisers, service providers, licensors or any other user of the iPredikt Site, are those of the respective authors or distributors and not of iPredikt or its affiliates or any of its officers, directors, employees, or agents.

None of iPredikt nor its affiliates, nor any of its officers, directors, employees, or agents, warrants or guarantees the security, accuracy, completeness, or usefulness of the iPredikt Site, any Content, or any services offered in connection with the site, nor the merchantability or fitness for any particular purpose of any of the same. iPredikt neither endorses nor is responsible for any prediction, opinion, advice, or statement made on the iPredikt Site by anyone. Under no circumstances shall iPredikt, or its affiliates, or any of its officers, directors, employees, or agents be liable for any loss or damage caused by your reliance on information obtained through the iPredikt Site, all of which risks of loss or damage you hereby expressly agree to assume.

If you are a copyright owner (or the owner's authorized agent) and have a good-faith belief that material on our website infringes one of your copyrights, you may notify us using this procedure. In order for us to process your notice of copyright infringement, it must be sent to the agent designated below and must include the information specified below. When we receive a notice under this procedure, we will expeditiously remove or disable access to the material that is claimed to be infringing or to be the subject of infringing activity.

If you believe that your work has been copied in a way that constitutes copyright infringement, please provide iPredikt's Copyright Agent the following information, in a written communication:

iPredikt's Copyright Agent may be reached at the following address:

iPredikt Copyright Agent
3663 248th Place SE
Issaquah, WA 98029

Or, you may send e-mail to the address below:

E-mail: CopyrightAgent@ipredikt.com

WE CAUTION YOU THAT IF YOU KNOWINGLY MISREPRESENT THAT ONLINE CONTENT IS INFRINGING, YOU MAY BE SUBJECT TO HEAVY CIVIL PENALTIES. THESE INCLUDE MONETARY DAMAGES, COURT COSTS, AND ATTORNEYS FEES INCURRED BY US, BY ANY COPYRIGHT OWNER, OR BY ANY COPYRIGHT OWNER'S LICENSEE THAT IS INJURED AS A RESULT OF OUR RELYING UPON YOUR MISREPRESENTATION. YOU MAY ALSO BE SUBJECT TO CRIMINAL PROSECUTION FOR PERJURY.

As explained above, if we receive a notice of infringement sent to our designated agent with the information described above, we will expeditiously remove or block access to the material that is claimed to be infringing. We will also send a notification to the user who posted the material, at the email address provided by the user in connection with his or her account with us, telling the user that the material was removed or access to it was blocked because of claimed infringement. If you are a user who posted material that was removed in response to a notice of infringement and you believe that material was removed due to mistake or misidentification, you may request that we replace the posting by sending us a counternotice as follows:

You must send the counternotice to our designated copyright agent, whose name and contact information is above, and no one else.

Your counternotice must be a written communication sent and must include substantially the following information:

When we receive a counternotice that complies with these requirements, we reserve the right, but not the obligation, to restore the material that was removed after forwarding a copy of the counternotice to the person who sent the notice of infringement and waiting at least 10 business days. If, during those 10 business days, the person who sent the original notice of infringement notifies us that such person has instituted a suit to seek a court order to restrain the user from infringing activity relating to the material on our website, we will not replace the material. Otherwise, we may repost the material at our discretion. However, we retain the right to remove, block access to, or not restore material at any time for any reason without any liability to the posting user. In particular, a user who sends a counternotice pursuant to this section expressly acknowledges and agrees that we shall not be liable to the user under any circumstances for declining to replace material.

WE CAUTION YOU THAT IF YOU KNOWINGLY MISREPRESENT THAT ONLINE CONTENT IS NOT INFRINGING, YOU MAY BE SUBJECT TO HEAVY CIVIL PENALTIES. THESE INCLUDE MONETARY DAMAGES, COURT COSTS, AND ATTORNEYS FEES INCURRED BY US, BY ANY COPYRIGHT OWNER, OR BY ANY COPYRIGHT OWNER'S LICENSEE THAT IS INJURED AS A RESULT OF OUR RELYING UPON YOUR MISREPRESENTATION. YOU MAY ALSO BE SUBJECT TO CRIMINAL PROSECUTION FOR PERJURY.

We reserve the right to terminate the accounts of repeat infringers. A repeat infringer includes any user who has made two or more submissions of User Content for which we receive a notice of infringement. Each user agrees that if his or her account is terminated pursuant to this right, the user will not attempt to establish a new account under any name, real or assumed, and further agrees that if the user violates this restriction by opening a new account after being terminated, the user shall indemnify and hold us harmless for any and all liability that we may incur therefor.